It can pay to try a short sale of your home
Servicers and lenders may view a short sale as a better alternative to foreclosing on your home. It could also be less damaging to your credit. Read the article below to see if a short sale is a viable option for you then contact a trusted Realtor with extensive experience with short sales.
http://realestate.msn.com/it-can-pay-to-try-a-short-sale
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